Personal Checking and Money Market Accounts

All Checking Accounts listed below get a FREE “No Monthly Charge” Debit Card.

Secure Checking
Checking with IDProtect™ and more!

  • Complimentary IDProtect™ covers eligible family* members
  • No minimum balance
  • Unlimited check writing & debit card transactions
  • Low $3.95 monthly service charge
  • $50 minimum opening deposit

*Family includes: Spouse, persons qualifying as a domestic partner, children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students. 

IDProtect™ - Protection from Identity Theft

  • Daily Credit Monitoring (no-fee registration/activation required)
  • Total Identity Monitoring of over 1,000 databases (no-fee registration/activation required)
  • 3-in-1 Credit Report – request new credit report every 90 days or upon receipt of credit alert (no fee registration/activation required)
  • Credit Score – single bureau score with every new credit report (no fee registration/activation required)
  • Debit and Credit Card Registration (no-fee registration/ activation required)
  • Fully Managed Identity Theft Resolution Services
  • Identity Theft Recovery Case Plan
  • Online Identity Theft News Center and valuable phone and web resources  
  • Reimbursement of Identity Theft recovery expenses**

**The insurance product is not a deposit or other obligation of, or guaranteed by, the bank or an affiliate of the bank, and is not insured by the FDIC or any other agency of the United States.


Convenience Checking

Checking that pays interest… plus FREE ATMs nationwide!

  • FREE ATMs Nationwide
  • Always pays a premium adjustable interest rate (see rates) on your entire checking balance
  • No minimum balance or monthly service charge
  • Direct Deposit & E-Statements required
  • $50 minimum opening deposit

Premium Interest Checking
Premium interest for high-balance checking!

  • Earn tiered rates of interest (see rates) - as your balance grows, so does your interest rate (rates may change)
  • No per check fees & unlimited check writing
  • FREE cashier checks
  • 50% discount on small safe deposit box
  • No service charge with $1,000 minimum daily balance; only $8 monthly charge if below
  • Fees could reduce earnings
  • $50 minimum opening deposit

Ultimate Personal Money Market
Here's an account that rewards you for saving more by offering higher interest rates for higher balances.

  • Tiered interest rates (see rates)
  • Interest calculated on the daily balance
  • $1,000 minimum balance to avoid $5 monthly service charge
  • Unlimited free in-person withdrawals
  • 6 free debits per month
  •  $5 per debit over 6 per month
  • $1,000 to open account

These are personal accounts only. Business and corporate accounts do not qualify for these plans. Customer purchases checks unless otherwise indicated.

Member FDIC | Equal Housing Lender

Peoples Bank, A Division of Persons Banking Company
PO Box 80968
Conyers, Georgia 30013
Phone: (770) 483-7200  ||  Fax: (770) 761-1000
Customer Service Center: (877) 753-9224 
Lost Debit Card: (800) 554-8969