Personal Checking and Money Market Accounts

All Checking Accounts listed below get a FREE “No Monthly Charge” Debit Card.

FREE Interest Checking
FREE checking that pays interest…plus FREE nationwide ATMs!

  • Always FREE
  • Always pays a premium adjustable interest rate (see rates) on your entire checking balance
  • No minimum balance
  • No monthly service charge
  • FREE ATMs Nationwide
  • First overdraft charge waived each calendar year
  • FREE standard checks for the life of the account**
  • Direct Deposit and E-Statements required

**Customer pays $6.95 postage for free standard checks.

FREE Checking
FREE Checking for everyone!

  • Always FREE
  • No minimum balance
  • No monthly service charge
  • No per check fees & unlimited check writing

50+ FREE Interest Checking
FREE for customers age 50 or better!

  • Earn competitive interest (see rates) (rate may change after opening)
  • FREE standard wallet style checks**
  • No minimum balance
  • No monthly service charge
  • No per check fees & unlimited check writing

**Customer pays $6.95 postage for free standard checks.

WALL STREET Checking
Premium interest for high-balance checking!

  • Earn tiered rates of interest (see rates) - as your balance grows, so does your interest rate (rate may change after opening)
  • No per check fees & unlimited check writing
  • FREE travelers checks
  • FREE cashier checks
  • 50% discount on small safe deposit box
  • No service charge with $1,000 minimum daily balance
  • Only an $8 monthly charge if below $1,000
  • Fees could reduce earnings

Ultimate Personal Money Market
Here's an account that rewards you for saving more by offering higher interest rates for higher balances.

  • Tiered interest rates (see rates)
  • Interest calculated on the daily balance
  • $1,000 minimum balance to avoid $5 monthly service charge
  • Unlimited free in-person withdrawals
  • 6 free debits per month
  • $5 per debit over 6 per month
  • $1,000 to open account

These are personal accounts only. Business and corporate accounts do not qualify for these plans. Customer purchases checks unless otherwise indicated.



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Peoples Bank
PO Box 1805
Covington, Georgia 30015
Phone: (770) 483-7200  ||  Fax: (770) 785-4844
Customer Service Center: (877) 753-9224 
Lost Debit Card: (800) 554-8969