CERTIFICATES OF DEPOSIT
Please contact us at 770-483-7200 for our current Certificate of Deposit rates.
Term
91 days
182 days
12 months
24 months
36 months
48 months
60 months

INDIVIDUAL RETIREMENT ACCOUNTS
Please contact us at 770-483-7200 for our current Individual Retirement Accounts rates.
Term
182 days
12 months
24 months
36 months
48 months
60 months

DEPOSIT ACCOUNTS
Rate and A.P.Y. may change after opening
Type of Account	Rate	Annual Percentage Yield	Minimum Opening Deposit
Ultimate Personal Money Market * Balance Tiers: $50,001 + $25,001 - $50,000 $10,001 - $25,000 $2,501 - $10,000 $0 - $2,500	0.70% 0.35% 0.25% 0.15% 0.10%	0.70% 0.35% 0.25% 0.15% 0.10%	$1,000
Ultimate Business Money Market * Balance Tiers: $100,001 + $50,001 - $100,000 $25,001 - $50,000 $10,001 - $25,000 $0 - $10,000	0.70% 0.35% 0.25% 0.15% 0.10%	0.70% 0.35% 0.25% 0.15% 0.10%	$2,500
Interest Checking Accounts FREE Interest Checking 50+ Free	0.50% 0.10%	0.50% 0.10%	$50
Preferred Savings Account Personal and Commercial	0.10%	0.10%	$50
First Savings Account	0.10%	0.10%	$5
Christmas Club Account	0.10%	0.10%	$5
Bank will accept applications for deposit accounts from residents of Georgia, USA.
* The balance in the account each day determines the Rate and APY paid on the entire balance that day.