Rates Effective as of April 17, 2013

CERTIFICATES OF DEPOSIT
Please contact us at 770-483-7200 for our current Certificate of Deposit rates.
Term    
91 days    
182 days    
12 months    
18 months    
24 months    
36 months    
48 months    
60 months    

 

INDIVIDUAL RETIREMENT ACCOUNTS
Please contact us at 770-483-7200 for our current Individual Retirement Accounts rates.
Term    
182 days    
12 months    
24 months    
36 months    
48 months    
60 months    

 

DEPOSIT ACCOUNTS
Rate and A.P.Y. may change after opening
Type of Account Rate Annual Percentage Yield Minimum Opening Deposit
Ultimate Personal Money Market *
Balance Tiers:
$50,001 +
$25,001 - $50,000
$10,001 - $25,000
$2,501 - $10,000
$0 - $2,500



0.15%
0.10%
0.10%
0.10%
0.10%



0.15%
0.10%
0.10%
0.10%
0.10%
$1,000

Ultimate Business Money Market *
Balance Tiers:
$100,001 +
$50,001 - $100,000
$25,001 - $50,000
$10,001 - $25,000
$0 - $10,000



0.15%
0.10%
0.10%
0.10%
0.10%



0.15%
0.10%
0.10%
0.10%
0.10%
$2,500

Premium Interest Checking *
Balance Tiers:
$2,500 +
$0 - $2,499


0.10%
0.05%


0.10%
0.05%

$50
Interest Checking Accounts
FREE Interest Checking
Business Checking



0.10%
0.05%



0.10%
0.05%



$50
$100
Preferred Savings Account
Personal and Commercial
0.10% 0.10% $50
First Savings Account 0.10% 0.10% $5
Christmas Club Account 0.10% 0.10% $5
Bank will accept applications for deposit accounts from residents of Georgia, USA.
* The balance in the account each day determines the Rate and APY
paid on the entire balance that day.
Member FDIC | Equal Housing Lender
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Peoples Bank
PO Box 1805
Covington, Georgia 30015
Phone: (770) 483-7200  ||  Fax: (770) 785-4844
Customer Service Center: (877) 753-9224 
Lost Debit Card: (800) 554-8969